Introduction Indian investors have never been more active online—nor more at risk of digital fraud. As of October 1, 2025, the Securities and Exchange Board of India (SEBI) has rolled out a sweeping new system ( SEBI UPI mandate 2025 ) for safer financial transactions: the verified “UPI handle” with the @valid suffix, and a…
Tag: UPI
RBI Latest Banking Rule Changes: How October 2025 Updates Affect IFSC Codes, Bank Lockers, and UPI Users
Introduction October 2025 marks a dramatic shift in India’s banking and digital payment sector. The Reserve Bank of India (RBI) has rolled out a slew of regulations, impacting everything from how users transfer money using IFSC codes and UPI to how they manage bank lockers and cheque clearances. RBI latest Banking Rule changes are designed…
UPI Transaction Limit Increased to ₹10 Lakh: What It Means for You
Introduction: UPI’s Unstoppable Growth The Unified Payments Interface (UPI) continues to drive India’s digital transformation, rewriting how money moves across the country and even beyond its borders. What started in 2016 as a simple peer-to-peer transfer mechanism now shapes everything from insurance premium payments to credit card bill settlements, business-to-business payments, and international travel expenses….
Investing Just Got Safer: SEBI’s New Verified SEBI UPI Rules to Combat Stock Market Fraud
SEBI UPI Rules for Investors | Secure Your Investments with Verified IDs In a decisive move to protect retail investors from the growing menace of financial fraud, the Securities and Exchange Board of India (SEBI) is set to roll out a new, enhanced security framework for Unified Payments Interface (UPI) transactions. Starting October 1, 2025,…
RBI Payment Aggregator Rules Shake Up Fintech: What It Means for Your Daily Transactions
RBI Payment Aggregator Rules Explained | Impact on UPI & Rent Payments In a significant move to streamline the digital payment ecosystem, the Reserve Bank of India (RBI) issued its consolidated Master Directions for Payment Aggregators (PAs) on September 15, 2025. These new regulations overhaul the existing framework, bringing new entities under the RBI’s purview…
South Indian Bank Launches UPI GST Payment | Easy GST Payments
Game-Changer for Taxpayers: South Indian Bank Launches UPI GST Payment Facility! In a landmark move towards frictionless digital governance, South Indian Bank (SIB) has pioneered a facility that empowers Indian taxpayers to pay Goods and Services Tax (GST) using the Unified Payments Interface (UPI). Announced in mid-September 2025, this new approach allows millions of businesses…
UPI Transaction Limit Increase: Pay up to ₹5 Lakh for Insurance, Investments
UPI Transaction Limit increase : Now it’s ₹5 Lakh! Your Guide to the New Transaction Rules from September 2025 India’s Unified Payments Interface (UPI) has been nothing short of a global phenomenon. From street vendors to high-end showrooms, the ubiquitous QR code has fundamentally altered the nation’s relationship with money, championing a digital-first economy. However,…
GST on UPI Transactions Above ₹2,000? The Government Sets the Record Straight
GST on UPI Transactions : The Rumor That Won’t Die In the age of digital India, the Unified Payments Interface (UPI) has become as essential as cash once was. From paying for our morning tea to settling large business invoices, its convenience is undeniable. However, with its rising popularity, a persistent rumor has been making…
India’s Digital Payment Boom: Decoding the RBI Index and What It Means for You
India’s Digital Payment Boom India has never been so digital, and nowhere is this more visible than in payments. The story of the Digital Payments Index (DPI)—which reached an all-time high of 493.22 in March 2025—epitomizes the nation’s incredible growth in electronic transaction adoption. What Is the RBI Digital Payments Index—and Why Is It Important?…
UPI Transaction Limits in India Raised to ₹5 Lakh: 2025 Update & Implications
A New Chapter for UPI India is once again setting the pace in digital payments with a major upgrade to its Unified Payments Interface (UPI) – the backbone of instant, cashless transactions nationwide. Effective September 15, 2025, the National Payments Corporation of India (NPCI) has raised the maximum per-transaction limit for select UPI categories from ₹1 lakh…









