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RBI Overhauls Credit Rules: The Reserve Bank of India (RBI), in its role as the vigilant guardian of the nation’s financial system, has initiated a significant regulatory overhaul by releasing a draft framework titled “Reserve Bank of India (Non-Fund Based Credit Facilities) Directions, 2025”. This proposal, issued in April 2025 and currently open for public…
Introduction In a landmark move set to redefine high-value digital transactions in India, the National Payments Corporation of India (NPCI) has announced a significant increase in Unified Payments Interface (UPI) transaction limits for specific categories. Starting September 15, 2025, users will be able to make payments of up to ₹5 lakh per transaction and an…
Introduction The Reserve Bank of India (RBI) has issued fresh guidelines for the ₹500 currency note in 2025, introducing enhanced security features and clarifying rules for its use. As the ₹500 note is a cornerstone of daily transactions for millions of Indians, understanding these updates is crucial for everyone. This move is part of the…
Introduction The National Payments Corporation of India (NPCI) is set to revolutionize high-value digital transactions with a significant increase in Unified Payments Interface (UPI) transaction limits, effective September 15, 2025. This much-anticipated move is designed to cater to the growing demand for larger payment capabilities, making it easier for individuals and businesses to conduct high-value transactions…
Introduction September brings significant changes for all Indian savings account holders. RBI’s new savings account rules / guidelines simplify interest rates, penalty structures, and digital banking transparency, making financial discipline easier for millions—especially those using IFSC codes for faster transactions. What Changed—and Why? Effective September 1, RBI harmonized interest rate calculation across banks. Instead of…
Introduction Recent GST reforms in India have created a stir among small traders—especially those using UPI. In places like Bengaluru, merchants are reverting to cash, trying to avoid new GST notices linked to their digital transactions. RBI’s response and new compliance norms mark a critical moment for India’s banking sector and those seeking IFSC codes…
Introduction India’s payments ecosystem has achieved a historic feat: UPI transaction volumes soared past 20 billion in August 2025, up 34% from last year. This isn’t just a statistic—it signals a shift in how people pay, banks operate, and technology empowers every rupee to reach faster, further, and more securely than ever before. The Rise…