RBI’s New Digital Lending Rules 2025: A Game-Changer for Borrowers and Fintechs The Indian financial landscape is in the midst of a monumental transformation, and at the heart of this revolution lies the burgeoning digital lending sector. With just a few taps on a smartphone, consumers can access credit, a convenience that was unimaginable a…
Tag: RBI
RBI Regulatory Review Cell : A Deep Dive into the Future of Indian Banking
RBI Shakes Up the System: New Committee to Overhaul Banking Rules – What It Means for You In a landmark move set to redefine India’s financial landscape, the Reserve Bank of India (RBI) has announced the formation of a high-powered RBI New Regulatory Review committee dedicated to the periodic review of its extensive regulatory framework….
RBI Rupee Intervention Explained: How the NDF Market is Being Used
RBI Rupee Intervention : The Rupee Under Pressure The value of the Indian Rupee (INR) against the US Dollar (USD) is more than just a number on a screen; it’s a critical indicator of the nation’s economic health. It impacts everything from the price of petrol and imported electronics to the profitability of our export…
RBI New Rules for Offline Payments: A Security Revolution for Digital India
RBI New Rules for Offline Payments India’s cashless revolution is unmistakable. While UPI, mobile wallets, and instant banking dominate headlines, millions of Indian consumers still rely on “offline” digital payments—card swipes, static QR codes, and ‘tap-to-pay’ transactions, often in areas with weak internet connectivity. In September 2025, the Reserve Bank of India announced several landmark…
RBI Battle to Save the Rupee: Inside India’s High-Stakes Currency Intervention
RBI Battle to Save the Rupee The Indian rupee, a symbol of national economic health, has faced many turbulent times since independence. Yet few episodes have rivaled the currency pressures witnessed in mid-2025. As global dynamics shifted, the Reserve Bank of India (RBI) undertook a massively proactive approach to stabilizing India’s currency, deploying aggressive interventions…
Why Are Big Players Like PhonePe & Aditya Birla Finance Ditching Their NBFC Licenses?
NBFC surrender licenses The Indian financial landscape was stirred by a significant announcement from the Reserve Bank of India (RBI) on Friday, September 12, 2025. The central bank revealed that nine Non-Banking Financial Companies (NBFCs), including industry heavyweights like PhonePe Technology Services and Aditya Birla Finance, have surrendered their Certificate of Registration (CoR). This news…
RBI New Savings Account Rules (Sept 2025): What’s Changed?
RBI new savings account rules In a significant move to empower consumers and enhance transparency in the banking sector, the Reserve Bank of India (RBI) has rolled out a fresh set of rules for savings bank accounts, which came into effect on September 1, 2025. These new regulations are designed to make everyday banking simpler,…
UPI Transaction Limits in India Raised to ₹5 Lakh: 2025 Update & Implications
A New Chapter for UPI India is once again setting the pace in digital payments with a major upgrade to its Unified Payments Interface (UPI) – the backbone of instant, cashless transactions nationwide. Effective September 15, 2025, the National Payments Corporation of India (NPCI) has raised the maximum per-transaction limit for select UPI categories from ₹1 lakh…
Rupee Hits Record Low : Why It’s Happening and What It Means for Your Money
Rupee Hits Record Low: Why It’s Happening and What It Means for Your Money The Indian Rupee (INR) has been in the headlines for a concerning reason: it recently plunged to an all-time low against the U.S. dollar, touching 88.44. This milestone isn’t just a number on a trading screen; it has real-world consequences for…
New UPI Limits from Sep 15: Transfer up to ₹10 Lakh! Check New Rules
UPI Limits Skyrocket to ₹10 Lakh! How to Use the New Rules from September 15 for Big-Ticket Payments The world of digital payments in India is about to undergo a monumental shift. In a move that reflects the incredible growth and trust in the Unified Payments Interface (UPI), the National Payments Corporation of India (NPCI)…









