UPI is closing October 2025 on a historic high, with average daily transaction values touching about ₹94,000 crore, signaling the system’s strongest monthly performance ever as India’s preferred digital payment rail. Analysts expect the total monthly value to cross ₹28 lakh crore for the first time, propelled by festive demand, tax tweaks, and ubiquitous QR…
Tag: RBI
UPI New Features 2025: How Record Transactions and AI Are Changing Payments in India
UPI New Features 2025: India’s digital payments landscape just witnessed a seismic shift. As the festive season blankets the country in a flurry of shopping and celebration, the Unified Payments Interface (UPI) is not just participating in the excitement—it’s leading the charge. Projections for October 2025 show UPI transactions are on track to shatter all…
RBI Monetary Policy October 2025: Repo Rate Unchanged, GDP Upgraded – What It Means
A Statement of Self-Reliance: The RBI’s October 2025 Policy In a world grappling with economic uncertainty, rising tariffs, and geopolitical tensions, the Reserve Bank of India (RBI) delivered a powerful message of confidence and self-reliance with its October 2025 monetary policy. By choosing to keep the repo rate unchanged at 5.5%, the RBI signaled its…
The UPI Revolution 2.0: Beyond Payments – India’s 2025 Fintech Leap
The Unstoppable Rise of UPI: A New Chapter Unfolds The Unified Payments Interface (UPI) is no longer just a payment system; it has evolved into a comprehensive financial ecosystem that is reshaping India’s economic landscape. Discover the UPI Revolution 2.0. From biometric authentication and credit on UPI to offline payments, explore how India’s digital payment…
RBI New Rules October 2025: KYC, Card & UPI Updates Explained
The Indian financial landscape is in a constant state of evolution, and October 2025 has ushered in a wave of significant regulatory changes from the Reserve Bank of India (RBI). These RBI New Rules October 2025, are not just minor tweaks; they represent a fundamental shift in how banks handle customer verification, card security, and…
RBI Regulatory Overhaul: 9,000 Circulars Scrapped for Simpler Banking
In the complex world of finance, regulations are the bedrock of stability and trust. However, over decades, the accumulation of rules can create a labyrinthine system that is difficult to navigate, even for the institutions it governs. Recognizing this, the Reserve Bank of India (RBI) has embarked on an ambitious spring-cleaning exercise of monumental proportions:…
RBI Digital Banking Innovations: AI-UPI, IoT Payments & More
The Indian RBI digital banking innovations, a global benchmark for innovation and scale, is on the cusp of its next great leap. The Reserve Bank of India (RBI), in a series of groundbreaking announcements at the Global Fintech Festival (GFF) 2025 in Mumbai, has pulled back the curtain on a suite of technologies poised to…
The Revolution in Digital Banking India: AI, Super-Apps, and New UPI Rules
Introduction: India’s Digital Payment Dominance India is no longer just adopting digital technology; it is leading the world. In a stunning display of digital prowess, India now accounts for nearly half of all global real-time digital transactions. Digital Banking India, an incredible transformation, fueled by the widespread adoption of the Unified Payments Interface (UPI) and…
Unclaimed Deposits RBI: A Guide to Using the UDGAM Portal to Find Your Money
Introduction: The ₹67,000 Crore Treasure Hunt – Unclaimed Deposits RBI Imagine a treasure chest holding over ₹67,000 crore, waiting for its rightful owners to claim it. This isn’t a fantasy tale; it’s the reality of India’s banking system today. As of October 2025, this staggering amount of money lies dormant in “unclaimed” accounts across various…
RBI’s New Rules (Oct 2025): What the RBI Monetary Policy Means for Your Money & KYC
The RBI’s October Surprise: Navigating a New Financial Landscape: RBI Monetary Policy: The first week of October 2025 will be remembered as a pivotal moment for India’s financial ecosystem. The Reserve Bank of India (RBI), in its highly anticipated bi-monthly monetary policy announcement, unveiled a series of measures that are far more than just a…









