Credit on UPI: How New RBI & NPCI Rules for Pre-Sanctioned Loans Are Changing Digital Payments The Unified Payments Interface (UPI) has fundamentally transformed how Indians transact, moving from a novelty to an everyday necessity. Now, it’s poised for its next major evolution: the integration of credit on UPI. Following up on the Reserve Bank…
Tag: Personal Finance
GST 2.0 reforms Here! How the New Tax Slabs on Electronics, Cars, and Essentials Will Affect Your Wallet
GST 2.0 Reforms Explained: New 5% & 18% Tax Slabs Effective Sept 22 In a landmark decision poised to reshape India’s consumption landscape, the GST Council has officially rolled out “GST 2.0,” a sweeping overhaul of the Goods and Services Tax regime. Effective September 22, 2025, these reforms, announced after the 56th GST Council meeting,…
Bank Holidays September 2025 alert : City-Wise List of Dates Banks are Closed
Bank Holidays September 2025 Alert! Complete List of September 2025 Bank Holidays – Plan Your Visits Planning a visit to your bank branch this month? Before you head out, it’s essential to be aware of the bank holidays in September 2025. The Reserve Bank of India (RBI) has released the official calendar of bank holidays,…
RBI New Savings Account Rules (Sept 2025): What’s Changed?
RBI new savings account rules In a significant move to empower consumers and enhance transparency in the banking sector, the Reserve Bank of India (RBI) has rolled out a fresh set of rules for savings bank accounts, which came into effect on September 1, 2025. These new regulations are designed to make everyday banking simpler,…
Mutual Fund Investment Guide (Sept 2025): Trending Small-Caps & Hot NFOs
Top Mutual Fund Investment Trends and NFOs to Watch in September 2025 The Indian mutual fund industry is buzzing with an energy that’s hard to ignore. As of September 2025, investor participation is soaring, with the total number of mutual fund folios racing towards a record-breaking 25 crore mark. This surge in interest, driven by…
RBI New Gold Loan rules for 2025: What Every Borrower Needs to Know
RBI New Gold Loan rules / guidelines In India, gold is more than just a precious metal; it’s a symbol of security, a family heirloom, and, most importantly, a reliable friend during financial emergencies. The gold loan market, expected to surpass ₹10 lakh crore, has long been a go-to source of quick credit for millions,…
UPI Transaction Limits Soar to ₹10 Lakh Daily from Sept 15: What You Need to Know
Introduction The National Payments Corporation of India (NPCI) is set to revolutionize high-value digital transactions with a significant increase in Unified Payments Interface (UPI) transaction limits, effective September 15, 2025. This much-anticipated move is designed to cater to the growing demand for larger payment capabilities, making it easier for individuals and businesses to conduct high-value transactions…






