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RBI’s New Digital Payment Authentication In a sweeping move set to redefine the security landscape of India’s burgeoning digital economy, the Reserve Bank of India (RBI) has unveiled its landmark “Authentication Mechanisms for Digital Payment Transactions” Directions, 2025. These comprehensive guidelines, scheduled to take full effect from April 1, 2026, represent the most significant overhaul…
Introduction India’s Unified Payments Interface (UPI) has revolutionized digital payments, becoming the most widespread and trusted mode of money transfer since its launch. UPI Transaction Limit October 2025, the National Payments Corporation of India (NPCI) introduced important updates that raise transaction limits for verified merchants, enhance fraud prevention, and reshape certain payment features. These changes…
IFSC Code Updates 2025: What Every Indian Bank Customer Must Know to Avoid Payment Failures The era of digital banking has redefined convenience for India’s millions of customers. Yet, few realize that behind every successful online fund transfer—using NEFT, RTGS, or IMPS—lies a tiny but crucial detail: the Indian Financial System Code, or IFSC. In…