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The Great Indian Banking Makeover: 49% Foreign Investment & The Push for Unique IFSC Codes India is weighing a major reform to lift the foreign direct investment cap in state-run banks to 49%, more than doubling the current ceiling and aligning public lenders more closely with private peers. The move is aimed at attracting fresh…
RBI’s October 2025 Game-Plan: What the New Rules on Loans, Banks, and Payments Mean for Your Wallet The Reserve Bank of India (RBI) has made its move. October 2025 will go down as a month of transformative policy shifts, as India’s central bank unveiled a series of bold regulatory reforms aimed at strengthening the country’s…
UPI New Features 2025: India’s digital payments landscape just witnessed a seismic shift. As the festive season blankets the country in a flurry of shopping and celebration, the Unified Payments Interface (UPI) is not just participating in the excitement—it’s leading the charge. Projections for October 2025 show UPI transactions are on track to shatter all…
The Indian financial landscape is in a constant state of evolution, and October 2025 has ushered in a wave of significant regulatory changes from the Reserve Bank of India (RBI). These RBI New Rules October 2025, are not just minor tweaks; they represent a fundamental shift in how banks handle customer verification, card security, and…
The Indian RBI digital banking innovations, a global benchmark for innovation and scale, is on the cusp of its next great leap. The Reserve Bank of India (RBI), in a series of groundbreaking announcements at the Global Fintech Festival (GFF) 2025 in Mumbai, has pulled back the curtain on a suite of technologies poised to…
RBI New Rules (Oct 2025) Explained The Indian financial landscape is in the midst of a significant transformation, and at the heart of this change is the Reserve Bank of India (RBI). Following its recent monetary policy committee (MPC) meeting in October 2025, the central bank has introduced a series of bold regulatory reforms set…
The Indian financial landscape is in a constant state of evolution, and the Reserve Bank of India (RBI) is frequently at the helm, steering the sector toward greater efficiency, security, and borrower-friendliness. RBI New Rules October 2025, has proven to be a landmark month, with the central bank rolling out a series of significant directives…
Introduction Punjab National Bank (PNB), one of India’s most trusted public sector banks, has started the new financial quarter with critical changes to its service charges, locker rents, and compliance norms, effective October 1, 2025. PNB Banking charges for millions of urban, semi-urban, and rural customers, these updates mean a fresh look at locker costs,…
IFSC Code Updates 2025: What Every Indian Bank Customer Must Know to Avoid Payment Failures The era of digital banking has redefined convenience for India’s millions of customers. Yet, few realize that behind every successful online fund transfer—using NEFT, RTGS, or IMPS—lies a tiny but crucial detail: the Indian Financial System Code, or IFSC. In…
A New Era of Regulation: RBI Unveils a Framework for Agility and Transparency In a landmark move set to redefine India’s financial landscape, the Reserve Bank of India (RBI) has announced the establishment of a new institutional architecture designed to streamline and modernize its regulatory processes. Effective from October 1, 2025, the central bank is…