Search for any Bank (India) IFSC Code for Free
Credit Cards Are Out, UPI is In: Why India’s Rich Are Ditching Plastic for Digital Payments For decades, the ultimate status symbol in a wallet was a premium, metallic credit card. It signaled financial standing, offered exclusive perks, and was the go-to tool for any significant purchase. However, a quiet but powerful revolution is underway…
Introduction: UPI’s Unstoppable Growth The Unified Payments Interface (UPI) continues to drive India’s digital transformation, rewriting how money moves across the country and even beyond its borders. What started in 2016 as a simple peer-to-peer transfer mechanism now shapes everything from insurance premium payments to credit card bill settlements, business-to-business payments, and international travel expenses….
UPI Transaction Limit increase : Now it’s ₹5 Lakh! Your Guide to the New Transaction Rules from September 2025 India’s Unified Payments Interface (UPI) has been nothing short of a global phenomenon. From street vendors to high-end showrooms, the ubiquitous QR code has fundamentally altered the nation’s relationship with money, championing a digital-first economy. However,…
RBI’s New Digital Lending Rules 2025: A Game-Changer for Borrowers and Fintechs The Indian financial landscape is in the midst of a monumental transformation, and at the heart of this revolution lies the burgeoning digital lending sector. With just a few taps on a smartphone, consumers can access credit, a convenience that was unimaginable a…
India’s Digital Payment Boom India has never been so digital, and nowhere is this more visible than in payments. The story of the Digital Payments Index (DPI)—which reached an all-time high of 493.22 in March 2025—epitomizes the nation’s incredible growth in electronic transaction adoption. What Is the RBI Digital Payments Index—and Why Is It Important?…
Introduction The National Payments Corporation of India (NPCI) is set to revolutionize high-value digital transactions with a significant increase in Unified Payments Interface (UPI) transaction limits, effective September 15, 2025. This much-anticipated move is designed to cater to the growing demand for larger payment capabilities, making it easier for individuals and businesses to conduct high-value transactions…
Introduction India’s payments ecosystem has achieved a historic feat: UPI transaction volumes soared past 20 billion in August 2025, up 34% from last year. This isn’t just a statistic—it signals a shift in how people pay, banks operate, and technology empowers every rupee to reach faster, further, and more securely than ever before. The Rise…