Bracing for Impact: How RBI’s Expected Credit Loss (ECL) Model is Reshaping Indian Banking The Indian banking sector is on the cusp of a monumental shift in how it accounts for bad loans. The Reserve Bank of India (RBI) is steering the industry away from the traditional “incurred loss” model towards a more forward-looking “Expected…
Tag: Financial Policy
RBI Regulatory Review Cell : A Deep Dive into the Future of Indian Banking
RBI Shakes Up the System: New Committee to Overhaul Banking Rules – What It Means for You In a landmark move set to redefine India’s financial landscape, the Reserve Bank of India (RBI) has announced the formation of a high-powered RBI New Regulatory Review committee dedicated to the periodic review of its extensive regulatory framework….
GST rate revision India 2025 : What It Means for Your Wallet
GST rate revision India 2025 India’s Goods and Services Tax (GST) is set for one of its most sweeping reforms, coming into effect on September 22, 2025, just as the festive shopping season kicks off with Navratri. The GST Council’s recent announcement introduces a new rate structure targeting essential goods, daily-use products, lifestyle items, healthcare,…
RBI Overhauls Credit Rules: Understanding the New Draft on RBI Non-Fund Based Credit Facilities
RBI Overhauls Credit Rules: The Reserve Bank of India (RBI), in its role as the vigilant guardian of the nation’s financial system, has initiated a significant regulatory overhaul by releasing a draft framework titled “Reserve Bank of India (Non-Fund Based Credit Facilities) Directions, 2025”. This proposal, issued in April 2025 and currently open for public…



