Riding the Wave or Chasing the Buzz? The Truth About Investing in Thematic Mutual Funds Today In the dynamic world of Indian investments, a powerful trend is capturing the imagination—and wallets—of investors across the country. As of late 2025, sectoral and thematic mutual funds are not just another option in a vast menu of investment choices; they…
Tag: Financial Planning
RBI’s New Bank Nomination Rules 2025: A Complete Guide
In a significant move to empower depositors and streamline the process of wealth succession, the Reserve Bank of India (RBI) has rolled out the new Banking Companies (Nomination) Rules, 2025. These rules, which came into effect on November 1, 2025, are part of the broader Banking Laws (Amendment) Act, 2025, and are set to fundamentally change…
Top Mutual Funds India 2025: SEBI’s New Fee Rules & Investment Trends
Indian Mutual Funds at a Crossroads: Record Growth Meets Regulatory Reform The Indian mutual fund industry is experiencing a golden era. Propelled by soaring investor confidence and a buoyant economic outlook, the industry’s Assets Under Management (AUM) surged to an unprecedented all-time high of ₹75.61 lakh crore by September 2025. This remarkable milestone, marking a…
RBI Bank Nomination Rules 2025: Up to 4 Nominees Now Allowed
A New Era for Banking Security: Unpacking the RBI Bank Nomination Rules 2025 In a landmark move set to redefine financial security and succession planning for millions of Indians, the Reserve Bank of India (RBI) has rolled out the new Banking Laws (Amendment) Act, 2025, with key provisions taking effect from November 1, 2025. This…
Mutual Fund SIP Trends 2025: Why Record Investment Inflows Are Rewriting India’s Financial Playbook
Introduction 2025 has become a watershed year for retail mutual fund investing in India. Mutual Fund SIP Trends 2025 inflows soared to unprecedented levels, surpassing ₹26,000 crore per month, reflecting a shift in how individuals and small investors approach wealth creation. Buoyed by mobile-first investing platforms, digital onboarding, and viral educational campaigns, this investment boom…
What is the MF-VRA Scheme? AMFI’s New 401(k)-Style Plan Explained
AMFI’s 401(k) Plan for India: Could the New MF-VRA Scheme Secure Your Retirement? For decades, retirement planning in India has been a fragmented landscape dominated by traditional instruments like the Employee Provident Fund (EPF), Public Provident Fund (PPF), and fixed deposits. While effective, these options often fall short in a country where a majority of…
GST on Insurance : both Life & Health Insurance Policies Now 0% – 2025 Major GST Reform
GST on Insurance slashed to 0% on Life and Health Insurance—A Game-Changer for Indian Families in 2025 2025 has been a year of financial transformation for India’s booming insurance sector. The latest reforms rolled out by the GST Council have eliminated GST on all retail life and health insurance policies effective September 22, 2025. For…






