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India’s digital payment ecosystem is not just growing; it’s undergoing a seismic transformation, with the Unified Payments Interface (UPI) firmly at its epicenter. The first half of 2025 has shattered all previous records, cementing UPI’s position as the undisputed leader of India’s retail payment landscape. According to a recent report by Worldline, UPI transaction volumes…
The Unstoppable Rise of UPI: A Digital Revolution in Full Swing India’s digital payment ecosystem is witnessing a revolution, and at its heart is the Unified Payments Interface (UPI). What started as a convenient way to transfer money between bank accounts has morphed into a powerful economic engine, fundamentally altering the way Indians transact. The…
Credit on UPI: How New RBI & NPCI Rules for Pre-Sanctioned Loans Are Changing Digital Payments The Unified Payments Interface (UPI) has fundamentally transformed how Indians transact, moving from a novelty to an everyday necessity. Now, it’s poised for its next major evolution: the integration of credit on UPI. Following up on the Reserve Bank…