Search for any Bank (India) IFSC Code for Free
In a significant move to empower depositors and streamline the process of wealth succession, the Reserve Bank of India (RBI) has rolled out the new Banking Companies (Nomination) Rules, 2025. These rules, which came into effect on November 1, 2025, are part of the broader Banking Laws (Amendment) Act, 2025, and are set to fundamentally change…
The Unstoppable Rise of UPI: A Digital Revolution in Full Swing India’s digital payment ecosystem is witnessing a revolution, and at its heart is the Unified Payments Interface (UPI). What started as a convenient way to transfer money between bank accounts has morphed into a powerful economic engine, fundamentally altering the way Indians transact. The…
A New Era for Banking Security: Unpacking the RBI Bank Nomination Rules 2025 In a landmark move set to redefine financial security and succession planning for millions of Indians, the Reserve Bank of India (RBI) has rolled out the new Banking Laws (Amendment) Act, 2025, with key provisions taking effect from November 1, 2025. This…
The Great Indian Banking Makeover: 49% Foreign Investment & The Push for Unique IFSC Codes India is weighing a major reform to lift the foreign direct investment cap in state-run banks to 49%, more than doubling the current ceiling and aligning public lenders more closely with private peers. The move is aimed at attracting fresh…
RBI’s New Rules from November 1st & Proposed Banking Reforms: What Every Indian Account Holder Must Know RBI’s Nomination Directions, 2025, come into effect on November 1 to simplify and standardize nomination and claim procedures across deposit accounts, lockers, and safe custody items, improving speed and certainty for customers and their families. The framework clarifies…
UPI is closing October 2025 on a historic high, with average daily transaction values touching about ₹94,000 crore, signaling the system’s strongest monthly performance ever as India’s preferred digital payment rail. Analysts expect the total monthly value to cross ₹28 lakh crore for the first time, propelled by festive demand, tax tweaks, and ubiquitous QR…
RBI’s October 2025 Game-Plan: What the New Rules on Loans, Banks, and Payments Mean for Your Wallet The Reserve Bank of India (RBI) has made its move. October 2025 will go down as a month of transformative policy shifts, as India’s central bank unveiled a series of bold regulatory reforms aimed at strengthening the country’s…
Investment Scam Alert: How SEBI’s New ‘Validated UPI’ Feature Can Save You From Fraud In the fast-paced world of stock markets and mutual funds, the convenience of UPI has been a blessing for millions of Indian investors. With a few taps, you can fund your trading account or start an SIP. But this ease of…
UPI New Features 2025: India’s digital payments landscape just witnessed a seismic shift. As the festive season blankets the country in a flurry of shopping and celebration, the Unified Payments Interface (UPI) is not just participating in the excitement—it’s leading the charge. Projections for October 2025 show UPI transactions are on track to shatter all…
A Statement of Self-Reliance: The RBI’s October 2025 Policy In a world grappling with economic uncertainty, rising tariffs, and geopolitical tensions, the Reserve Bank of India (RBI) delivered a powerful message of confidence and self-reliance with its October 2025 monetary policy. By choosing to keep the repo rate unchanged at 5.5%, the RBI signaled its…