Bank Name : BANK OF BARODA
Customer Care No. 1800223344
City : PATHANAPURAM
IFSC Code: BARB0PATKOL
Address : KMR BUILDING, PALLIMUKKU, PATHANAPURAM PIN 689695, KOLLAM, KERALA
Branch : PATHANAPURAM

Bank of Baroda: A Leading Public Sector Bank in India Bank of Baroda (BoB) is one of India s largest and most trusted public sector banks, offering a wide range of banking and financial services to individuals, businesses, and corporate clients. With a strong global presence and a commitment to innovation, the bank plays a vital role in India s financial ecosystem.
Historical Background
Established on July 20, 1908, in Vadodara, Gujarat, Bank of Baroda has grown into one of India s most prominent banking institutions. Over the years, the bank has undergone significant transformations, including mergers and digital advancements, to become a global financial powerhouse. The 2019 merger with Vijaya Bank and Dena Bank further strengthened its position in the Indian banking sector.Banking Services and Offerings
Bank of Baroda provides a comprehensive suite of banking and financial services tailored to meet the diverse needs of its customers. Key offerings include:- Retail Banking: Savings accounts, current accounts, fixed deposits, and recurring deposits.
- Loans and Credit Facilities: Home loans, personal loans, education loans, vehicle loans, and MSME financing.
- Corporate and Business Banking: Trade finance, treasury operations, working capital finance, and structured financial solutions.
- International Banking: Forex services, remittances, NRI banking, and overseas branches.
- Wealth Management: Investment advisory, mutual funds, insurance, and pension schemes.
- Digital Banking: Internet banking, mobile banking, UPI payments, and credit/debit cards.
Bank of Barodas Global Presence
BoB has a strong international footprint, with over 90 overseas branches and offices in major financial hubs such as the UAE, UK, USA, Australia, Singapore, and Hong Kong. This global reach enables the bank to facilitate trade finance, remittances, and cross-border banking solutions for Indian expatriates and businesses.Digital Transformation and Innovation
Bank of Baroda is at the forefront of digital banking innovations, continuously upgrading its technology to enhance customer experience. Some of its key digital initiatives include:- AI-powered chatbots and voice-assisted banking services.
- BoB World – an integrated digital banking platform for seamless transactions.
- Blockchain-based solutions for trade finance and secure transactions.
- Contactless payment solutions, including BoB credit and debit cards with NFC technology.
- Instant loan approvals and paperless banking solutions.
Corporate Social Responsibility and Community Engagement
BoB actively participates in corporate social responsibility (CSR) initiatives aimed at financial inclusion, skill development, and environmental sustainability. Key initiatives include:- Financial Literacy Programs: Educating rural and semi-urban populations about banking and digital finance.
- Skill Development Initiatives: Training young professionals and entrepreneurs.
- Sustainability Projects: Promoting green banking, renewable energy financing, and eco-friendly practices.
- Healthcare and Education Support: Funding medical facilities, schools, and scholarships for underprivileged students.
Future Growth and Expansion Plans
Bank of Baroda is focused on expanding its operations and enhancing customer experience through:- Strengthening its international banking network to support global trade and finance.
- Increasing digital penetration through AI, big data, and fintech collaborations.
- Expanding its MSME and rural banking services to drive economic growth.
- Introducing innovative loan and investment products to meet evolving customer needs.
