Introduction India’s Unified Payments Interface (UPI) processed an unprecedented 20.01 billion transactions in August 2025, accounting for 85% of all digital transactions nationwide. With new UPI limits set to take effect on September 15, 2025, this is a pivotal moment for account holders. Latest Milestone: Growth in UPI Usage Volume: Up 34% YoY, with a transaction…
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RBI’s 2025 Digital Lending Guidelines: How the New Directions Safeguard Borrowers
Introduction On May 8, 2025, the Reserve Bank of India released its consolidated “Digital Lending Directions 2025”—a move that brings clarity and safety to the fast-growing online lending space. If you’ve ever taken an online personal loan, used a finance app, or run a business relying on fintech, these new rules matter to you. What’s…
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