RBI new savings account rules In a significant move to empower consumers and enhance transparency in the banking sector, the Reserve Bank of India (RBI) has rolled out a fresh set of rules for savings bank accounts, which came into effect on September 1, 2025. These new regulations are designed to make everyday banking simpler,…
Blogs
GST Rate Changes 2025: Major Overhaul, Lower Slabs, and What You Need to Know
The Biggest Tax Reform Since 2017 – GST Rate Changes 2025 India’s indirect tax regime is about to look very different. Following its 56th GST Council meeting in September 2025, the government has unveiled GST 2.0—the most sweeping reform since the original GST launch in 2017. From September 22, a simpler two-slab system will replace the…
UPI Transaction Limits in India Raised to ₹5 Lakh: 2025 Update & Implications
A New Chapter for UPI India is once again setting the pace in digital payments with a major upgrade to its Unified Payments Interface (UPI) – the backbone of instant, cashless transactions nationwide. Effective September 15, 2025, the National Payments Corporation of India (NPCI) has raised the maximum per-transaction limit for select UPI categories from ₹1 lakh…
PSB Manthan 2025: Inside India’s Vision for Globally Competitive Banks
India’s Big Banking Dream: PSB Manthan 2025 Lays Roadmap for Global Dominance India’s banking industry is witnessing an exciting phase of transformation driven by bold policy reforms, an ambitious vision, and concerted public-private efforts. At the center of this change is PSB Manthan 2025, a landmark two-day conclave organized by the Department of Financial Services…
Mutual Fund Investment Guide (Sept 2025): Trending Small-Caps & Hot NFOs
Top Mutual Fund Investment Trends and NFOs to Watch in September 2025 The Indian mutual fund industry is buzzing with an energy that’s hard to ignore. As of September 2025, investor participation is soaring, with the total number of mutual fund folios racing towards a record-breaking 25 crore mark. This surge in interest, driven by…
RBI New Gold Loan rules for 2025: What Every Borrower Needs to Know
RBI New Gold Loan rules / guidelines In India, gold is more than just a precious metal; it’s a symbol of security, a family heirloom, and, most importantly, a reliable friend during financial emergencies. The gold loan market, expected to surpass ₹10 lakh crore, has long been a go-to source of quick credit for millions,…
Rs 500 Notes ATM Ban Rumor Debunked by RBI & PIB (September 2025)
Rs 500 Notes Banned from ATMs?” The Truth behind the Viral Message and How RBI/PIB Fact-Check Safeguards Indian Banking Social media in India, especially WhatsApp, has a well-earned reputation for circulating viral news—sometimes helpful, sometimes humorous, but occasionally dangerously misleading. In recent weeks, one such viral message set off panic across banking circles, claiming that…
A New Giant Enters: JioBlackRock Mutual Fund Gets SEBI Approval to Launch Mutual Funds in India
JioBlackRock Mutual Fund The Indian mutual fund industry, a bustling arena of investment and wealth creation, is set to welcome a formidable new player. In a landmark development, the JioBlackRock joint venture has received the final approval from the Securities and Exchange Board of India (SEBI) to commence its asset management business in India. This regulatory green…
Rupee Hits Record Low : Why It’s Happening and What It Means for Your Money
Rupee Hits Record Low: Why It’s Happening and What It Means for Your Money The Indian Rupee (INR) has been in the headlines for a concerning reason: it recently plunged to an all-time low against the U.S. dollar, touching 88.44. This milestone isn’t just a number on a trading screen; it has real-world consequences for…
New UPI Limits from Sep 15: Transfer up to ₹10 Lakh! Check New Rules
UPI Limits Skyrocket to ₹10 Lakh! How to Use the New Rules from September 15 for Big-Ticket Payments The world of digital payments in India is about to undergo a monumental shift. In a move that reflects the incredible growth and trust in the Unified Payments Interface (UPI), the National Payments Corporation of India (NPCI)…









